At Launch Lending, we've built our expertise around two of the most profitable real estate investment strategies: fix and flip properties and wholetail flips. We understand that these fast-paced investment opportunities require quick access to capital and flexible terms that align with your renovation timeline and exit strategy. Whether you're planning a full-scale renovation to maximize after-repair value or pursuing a wholetail approach with minimal improvements for a faster turnaround, our hard money loans are structured to support your specific project needs. Our team has deep experience in evaluating properties for both strategies, allowing us to make informed lending decisions quickly while ensuring you have the capital needed to secure deals and execute your vision from acquisition through profitable exit.

Our borrower evaluation focuses on experience and capacity rather than traditional credit metrics. We assess your real estate investment history, previous project outcomes, and available liquidity to ensure you can successfully execute the proposed deal. Key factors include your track record with similar properties, cash reserves for unexpected costs, and demonstrated ability to manage renovation timelines and budgets. We also evaluate your exit strategy expertise—whether you have established relationships with contractors, realistic renovation budgets, and a clear understanding of the local market for your intended sale or refinance.

Our property evaluation centers on current market value, after-repair value (ARV), and deal feasibility. We conduct or review professional appraisals, analyze comparable sales in the area, and assess the scope of work required to achieve your projected ARV. For fix and flip projects, we carefully evaluate renovation costs, timeline feasibility, and market demand for the finished product. For wholetail deals, we focus on the property's current condition, minimal improvement potential, and quick-sale market value. Our loan-to-value ratios are structured to protect both parties while ensuring you have adequate capital to complete your project and achieve profitable returns.

The choice between payment structures often depends on project timeline, available cash reserves, expected profit margins, and borrower preference. Short-term flips with tight budgets may favor deferred payments to maximize renovation capital, while longer holds or borrowers with strong cash flow might prefer the discipline and predictability of monthly payments. We work with each borrower to structure payment terms that align with their specific project needs and financial strategy.